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Wealth Planning Group

  • 59
    Brian Rivotto
    Brian Rivotto, CPA, PFS
    Managing Director & CEO
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    Brian Rivotto, CPA, PFS
    Managing Director & CEO
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    Brian Rivotto is Managing Director and CEO of RINET.  As part of his leadership position at RINET, he is also a shareholder and voting member of the firm’s Investment Committee. Brian oversees the entire RINET organization and leads the strategic direction for the firm. He works with clients on all aspects of their financial, income tax, estate, insurance and investment planning. In addition, he has helped his clients successfully resolve some of life’s most complex challenges, including the sale of a business, new building construction, analyzing prenuptial agreements and negotiating divorce settlements. He also serves as a trustee and executor for a number of his clients.

    Brian has more than 30 years of experience in the financial services industry. Prior to joining RINET in 2002, he was a partner in an international accounting firm focusing on tax planning and consulting for high-net-worth clients, closely held businesses and corporate executives.

    A member of the American Institute of Certified Public Accountants, Brian is also a Personal Financial Specialist. He holds a Bachelor of Arts in Economics from Hamilton College and a Master of Science in Accounting from Northeastern University. He enjoys a good round of golf or tennis match, and lives in North Reading, MA with his wife and three children. 

  • 60
    Gary P. Savage
    Gary P. Savage, CPA, CFP®
    Managing Director & CCO
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    Gary P. Savage, CPA, CFP®
    Managing Director & CCO
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    Gary P. Savage is a Managing Director, shareholder and voting member of the Investment Committee at RINET. He oversees RINET’s Wealth Planning Group and leads one of the client service teams. He works with families to develop customized investment management plans and helps them integrate their plan with their broader wealth management goals. With his expertise in wealth transfer strategies and family dynamics, he is often called to serve as trustee for his clients.  In addition to serving clients, Gary also oversees the firm's compliance function as Chief Compliance Officer.

    Prior to joining RINET in 1997, Gary worked for a Boston-based regional accounting firm focusing on tax planning and consulting for high net worth clients. He is a former board member and President of the New England Chapter of the Juvenile Diabetes Research Foundation. He also served as a member of the Executive Committee of the Boston Estate Planning Council and the Professional Advisory Committee of the Boston Foundation. In 2006, he received the Boston Business Journal’s “40 under 40” award, which recognizes forty professionals under the age of forty for their work and civic achievements.

    Gary holds a Bachelor of Science in Accountancy from Stonehill College and a Master of Science in Taxation from Bentley College. He is a Certified Financial PlannerTM and a Certified Public Accountant. He lives in Winchester, MA with his wife Kim and their three children, and is a member of the Winchester Country Club and the Quechee (VT) Club. Gary is active in numerous Winchester youth sports and the Winchester Sports Foundation. 

  • 64
    Rebecca R. Pouliot
    Rebecca R. Pouliot, CPA, CFP®
    Managing Director
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    Rebecca R. Pouliot, CPA, CFP®
    Managing Director
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    Rebecca R. Pouliot is a Managing Director, shareholder and voting member of the Investment Committee at RINET.  She leads one of the firm’s client service teams and is responsible for the day-to-day management of her clients’ financial affairs, as well as crafting and implementing their strategic financial plans.  Rebecca has considerable experience advising clients through divorce as well as negotiating and implementing prenuptial and ante nuptial agreements.  Due to the strength of her relationships with her clients and her intimate understanding of the family dynamics, Rebecca is often asked to serve as trustee for her clients.  Her client base includes many corporate executives and retired business owners, as well as their extended families. 

    Prior to joining RINET in 2000, Rebecca was a manager in the Private Client Advisors practice at Deloitte and Touche LLP, where she focused on providing tax, estate and financial planning services to high-net-worth executives.

    Rebecca holds a Bachelor of Science in Accounting from Stonehill College, and a Master of Science in Taxation from Northeastern University.  She is a 2016 graduate of the Schwab Executive Leadership program, an elite training program that focuses on developing leadership, innovation, talent management, strategic marketing, and entrepreneurship skills to help prepare leaders to manage and grow their firms.  She is a Certified Public Accountant (CPA), a Certified Financial Planner (CFP)® and an Accredited Estate Planner (AEP)®. 

    Rebecca is a member of the Boston Estate Planning Council and has served on numerous committees for the Council, including a current role on the Budget and Finance Committee.  She is also a member of the Professional Advisors Committee for the Boston Foundation, the Financial Planning Association and the American Institute of Certified Public Accountants.  In 2012, Rebecca was elected by WealthManagement.com as one of the “Top 40 under 40” registered investment advisors in the country.

    Rebecca lives north of Boston with her family.  In her spare time, she enjoys skiing with her sons as well as watching them play hockey, soccer and baseball.  Rebecca also spends considerable time coaching youth soccer and serving as her local middle school’s PTO treasurer.

     

  • 65
    Kathleen M. O’Brien
    Kathleen M. O'Brien, CPA
    Managing Director
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    Kathleen M. O'Brien, CPA
    Managing Director
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    Kathleen M. O’Brien is a Managing Director at RINET.  She leads one of the firm’s Wealth Planning Group teams.  She assists clients in developing customized financial and income tax plans to help meet their wealth management goals.  She brings more than 20 years of financial industry experience to her role.

    Prior to joining RINET in 2007, Kathleen was a senior manager at the Bollard Group LLC, a family office for ultra high net worth individuals.  She was also a senior manager in the Personal Financial Planning Group at KPMG, and a trust officer at Boston Safe Deposit & Trust Company.

    Kathleen holds a Bachelor of Science in Business Administration from Stonehill College, and a Master of Science in Taxation from Bentley College. She is a Certified Public Accountant, a Series 65 Registered Investment Advisor Representative, and a member of the Massachusetts Society of Certified Public Accountants. Kathleen and her husband Charles live in Walpole, MA. They are the parents of three grown children and enjoy spending time with their six grandchildren.

  • 79
    Kathaleen M. Coelho
    Kathaleen M. Coelho, CPA, CFP®
    Director
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    Kathaleen M. Coelho, CPA, CFP®
    Director
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    Kathaleen M. Coelho is a Director at RINET.  She is a member of the firm’s Wealth Management Group where she assists individuals and families in creating customized wealth management plans by focusing on their income tax and estate planning, and investment management needs.

    Prior to joining RINET in 2004, Kathaleen was Tax and Planning Specialist at Scott O. Gershaw, where she provided tax, accounting and planning services for trusts, estates and individuals, as well as part-time controller services for small, privately-held businesses. Her other career roles have included Arrow Automotive Industries, where she was Acting Chief Financial Officer, Vice President and Controller managing accounting, tax, insurance, and employee benefits functions and Sullivan, Billie and Company, where she provided audit and tax services.

    Kathaleen holds a Bachelor of Science in Accounting, a Bachelor of Science in Management, and a Master of Science in Financial Planning, all from Bentley College. Kathaleen also has a Certificate in Taxation, also from Bentley College.  She is a Certified Public Accountant and a Certified Financial PlannerTM. Kathaleen is a long-time member of Financial Executives International, and a member of the Boston Estate Planning Council. She is a past member of North Shore Women in Business, Treasurer’s Club of Boston, and Financial Women’s Association. Kathaleen enjoys photography, antiquing and chorale. She and her husband have three children and live in Beverly, MA.

  • 75
    Nancy B. Crowley
    Nancy B. Crowley, CPA
    Director of Tax Services
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    Nancy B. Crowley, CPA
    Director of Tax Services
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    Nancy B. Crowley is the Director of Tax Services at RINET. She is a member of the firm’s Wealth Planning Group where she develops tax strategies and manages the tax compliance components of her clients’ wealth management plans.  She has over 25 years of tax and accountancy experience.

    Prior to joining RINET in 2008, Nancy served as a senior tax manager for Boston accounting firm Brown & Brown, and for UHY Advisors.

    Nancy holds a Bachelor of Arts in Political Science from Simmons College, a Master of Science in Taxation and a Master of Science in Accountancy from Bentley University.  She is a Certified Public Accountant and a member of The American Institute of Certified Public Accountants. Nancy and her husband live in Boston, MA and have two grown children. She enjoys travel, reading and music. 

  • 76
    Benjamin G. Goldman
    Benjamin G. Goldman, CFP®
    Director
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    Benjamin G. Goldman, CFP®
    Director
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    Benjamin G. Goldman is a Director at RINET.  He is a member of the firm’s Wealth Planning Group where he assists individuals and families in creating customized wealth management plans by focusing on their income tax and estate planning, and investment management needs.

    Prior to joining RINET in 2004, Benjamin was a residential mortgage closer at Boston Private Bank.

    Benjamin holds a Bachelor of Science in Business Administration from the University of Richmond.  He is a Certified Financial PlannerTM.   Ben lives in Natick, MA with his wife, two sons, and dog.  He enjoys spending time with his family, as well as golf, swimming, and running.

  • 77
    Christopher F.  Mahoney
    Christopher F. Mahoney, CFP®
    Director
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    Christopher F. Mahoney, CFP®
    Director
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    Christopher F. Mahoney is a Director at RINET.  He is a member of the firm’s Wealth Planning Group where he assists individuals and families in helping them meet their personal financial goals and needs.  He is responsible for creating customized wealth management plans that help his clients plan for their investments, retirement, estates, taxes, insurance, and other financial matters that are important to them.

    Since joining RINET in 2006, Christopher has served in a variety of support and leadership roles within the firm.  He holds a Bachelor of Science in Finance from Bryant University and a Master of Science in Finance from Northeastern University.  He is also a Certified Financial PlannerTM

    Christopher is a member of the Boston Foundation Professional Advisors Network and the Financial Services Committee of the Greater Boston Chamber of Commerce. He is a passionate golfer and skier, and resides in Boston’s North End with his wife Lindsay. 

  • 78
    Beth H. Raymond
    Beth H. Raymond, CFP®, CDFA
    Director
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    Beth H. Raymond, CFP®, CDFA
    Director
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    Beth Raymond is a Director at RINET.  She is a member of the firm’s Wealth Planning Group where she works with individuals and families to meet their financial goals by creating cash flow analyses, investment reviews, and customized wealth management plans. She has over 25 years of financial and investment experience and enjoys working with the firm’s multigenerational families and helping clients navigate life’s many transitions.

    Prior to joining RINET in 2014, Beth was the Director of Research and Planning, founding member, and principal at Sandy Cove Advisors. Her other roles have included Analyst at Diversified Financial Management and Tax Accountant at both Needel, Welch & Stone, PC (now BlumShapiro) and Arthur Andersen & Co.

    Beth holds a Bachelor of Arts in Economics and Management from the University of Massachusetts, and a certificate in Accounting from Bentley College. She is a Certified Financial PlannerTM and a Certified Divorce Financial Analyst®. Beth is a member of the Institute for Divorce Financial Analysts (IDFA) and the Boston Estate Planning Council where she serves on the Public Community Outreach Committee.  She is also a volunteer ski assistant for those with disabilities with Vermont Adaptive.  Beth lives with her family in Cohasset and enjoys weekends in the mountains skiing, hiking and biking.

  • 81
    Karyn J. Courtney
    Karyn J. Courtney
    Client Advisor
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    Karyn J. Courtney
    Client Advisor
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    Karen J. Courtney is a Client Advisor at RINET.  She is a member of the Wealth Planning Group where she provides financial planning, investment management, and tax compliance support for her clients.

    Prior to joining RINET in 2004, Karyn held positions at Mass Envelope Plus where she provided administrative and technology support.

    Karyn holds Associate in Science degrees in Accounting and Paralegal from North Shore Community College. She is an enthusiastic fan of Boston sports teams.

     

  • 120
    Stephen J. Ibanez
    Client Advisor
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    Stephen J. Ibanez
    Client Advisor
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    Stephen J. Ibanez is a Client Advisor at RINET.  He is a member of the Wealth Planning Group where he provides clients with financial planning, investment management, trust and personal affairs management, and multi-generational tax strategies support.

    Prior to joining RINET in 2014, Stephen completed a series of cooperative education program roles focusing on accounting and tax at State Street; Gray, Gray, & Gray; and Grantham, Mayo, Van Otterloo, & Company.

    Stephen holds a Bachelor of Science in Business Administration from Northeastern University.  He lives in Barnstable, MA and enjoys basketball, golfing, and playing the piano. 

  • 83
    Wilson M. Yi
    Wilson M. Yi
    Client Advisor
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    Wilson M. Yi
    Client Advisor
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    Wilson M. Yi is a Client Advisor at RINET.  He is a member of the Wealth Planning Group where he provides clients with financial planning, investment management, trust and personal affairs management, and multi-generational tax strategies support.

    Prior to joining RINET in 2012, he built his skills through roles at H&R Block as an office manager and tax specialist, and at Walsh, Jastrem & Browne, LLP as staff accountant for Investment Management Services. Earlier in his career, he held positions at Massachusetts Financial Services Company and Putnam Investments.

    Wilson holds a Bachelor of Science in Business Administration from Northeastern University. He is also a member of the National Association of Realtors and the Greater Boston Real Estate Board. Wilson lives in Boston, MA and enjoys collecting comic books, fishing, racquetball, and watching a variety of sports.

  • 153
    Matthew R. Freitag
    Associate Client Advisor
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    Matthew R. Freitag
    Associate Client Advisor
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    Matthew R. Freitag is an Associate Client Advisor at RINET.  He is a member of the Wealth Planning Group where he provides clients with financial planning, investment management, and tax compliance support.

    Prior to joining RINET in 2016, Matthew served as an intern at Ayco, where he provided support to financial advisors.

    Matthew holds a Bachelor of Science in Finance from Bentley University.  He lives in West Roxbury, MA and enjoys golfing and traveling.

  • 142
    Connor Smith-Subecz
    Associate Client Advisor
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    Connor Smith-Subecz
    Associate Client Advisor
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    Connor Smith-Subecz is an Associate Client Advisor at RINET.  He is a member of the Wealth Planning Group where he provides clients with financial planning, investment management, and tax compliance support.

    After completing his cooperative education program at RINET in 2015, Connor joined the firm as a permanent employee in 2016. His prior work was at Gray, Gray & Gray where he provided tax compliance support.

    Connor holds a Bachelor of Science in Business Administration from Northeastern University.  He lives in Boston, MA and enjoys skiing, golfing, and spending time at his family’s home in the Berkshires.